%0 Journal Article
%T The Role of Financial Literacy, Morality, and Organizational Culture in Mitigating Financial Mismanagement: Evidence from Indonesian Village Governments
%A Kabelo Moloi
%A Prudence Mlambo
%A Shaun Petersen
%A Nandi Gumede
%J Asian Journal of Individual and Organizational Behavior
%@ 3108-4192
%D 2023
%V 3
%N 1
%R 10.51847/6KBFUGVoDR
%P 155-163
%X This study empirically examines the relationships between financial literacy, morality, organizational culture, and the prevention of financial mismanagement. The novelty of this research lies in incorporating organizational cultural factors into the analysis of financial mismanagement, an area that has received limited attention in prior studies. The research employed a quantitative approach using survey methods. A proportionate random sampling technique was applied to select participants representing the population, and data were collected through a structured questionnaire. The analysis was conducted using multiple linear regression and moderation analysis. Findings indicate that both financial literacy and morality significantly contribute to preventing financial mismanagement. Additionally, organizational culture was found to moderate the effects of financial literacy and morality on mitigating financial mismanagement. Theoretically, this research extends the theory of reasoned action by linking employee moral behavior and mismanagement in the public finance sector. Practically, the study offers guidance to village governments on strengthening governance by addressing individual and organizational behavioral factors. The findings provide a foundation for policy development aimed at reducing financial mismanagement at the village level.
%U https://apsshs.com/article/the-role-of-financial-literacy-morality-and-organizational-culture-in-mitigating-financial-mismana-fsmn54jhhn9kwsp